10575 Crestwood Drive
Manassas, Virginia 20109
Map & Directions

Phone: 703-368-7600  •  Fax: 703-368-5230  •  Email: Click Here

Hours: Mon - Fri: 9:00am to 5:00pm Weekends: By Appointment

To request a Title Search, Click Here

For information on our Settlement Services, Click Here


Title Insurance – Protection You Need

Throughout the years, Equitable Title Agency has grown in stature with a solid reputation for integrity and standing the test of time. It is our business to use information to protect real estate property buyers and lenders from problems that might affect title ownership. Coverage is provided on residential and commercial properties.

Title insurance is issued after a careful examination of copies of the public records. But even the most thorough search cannot absolutely assure that no title hazards are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search.


Searching the public records will disclose:
  • Prior owner(s) of record
  • Prior deeds
  • Outstanding mortgages
  • Court judgments
  • Liens and foreclosure actions
  • Tax and Assessment liens

Title Insurance insures your right and 'title' to the property. It also protects you from hidden defects in title, such as:
  • Incorrect legal description of the property
  • Claims of undisclosed heirs
  • Title taken by an improperly probated will
  • Missed, lost or forged documents
  • Impersonation of another
  • Confusion of title due to similar names
  • Falsified marital status
  • Documents signed by minors or incompetents
  • Clerical error at the courthouse

CLICK HERE to complete our Request For Title form.

Why do you need title insurance?

To protect possibly the most important investment you'll ever make - the investment in real estate.

A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate. First, credit is checked as an indication of the borrower's ability to repay the loan.

Then, the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance.

The loan policy does not protect the borrower. The loan policy protects the lender against loss due to unknown title defects. It also protects the lender's interest from certain matters that may exist, but may not be known at the time of the sale. But, this policy only protects the lender's interest. It does not protect the borrower. That is why a real estate purchaser needs an owner's policy, which can be issued at the same time as the loan policy.

What is Title Insurance?

Title insurance insures your rights and title to the property you are purchasing. It insures that you have 'marketable' title, a title insurance commitment, and subsequently, a policy is issued to the borrower.

Why do I need it?

Generally, you need title insurance to guarantee to you that there are no liens or encumbrances on the property you are purchasing. It insures you against loss or damage from defects of title to the property or loss of the property due to existing liens at the time of insuring.

  To complete our Request For Title form, please CLICK HERE.

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